PrivacyPolicy
Last Updated: April 18, 2026
1. Introduction
MyCashNG is committed to protecting your privacy and handling your data responsibly.
2. Information We Collect
Personal Information
- Name
- Email address
- Phone number
Financial Information
- Transaction records
- Wallet activity
(Payment details are handled by Paystack and are not stored by us)
Technical Information
- IP address
- Device information
- Browser type
3. How We Use Information
We use your data to:
- Provide and improve our services
- Facilitate loan agreements
- Process transactions
- Prevent fraud and abuse
4. Payment Processing
All payments are securely processed by Paystack.
We do not store or have access to your full card details.
5. Data Sharing
We may share data with:
- Payment processors
- Service providers
- Law enforcement where required
6. Data Retention
We retain data only as long as necessary to:
- Provide services
- Comply with legal obligations
- Resolve disputes
7. Data Security
We implement reasonable security measures to protect your data. However, no system is completely secure.
8. Your Rights
You may:
- Request access to your data
- Request corrections
- Request deletion (subject to legal obligations)
9. Children’s Privacy
MyCashNG is not intended for users under 18 years old.
10. Changes to Policy
We may update this Privacy Policy periodically. Continued use means acceptance of changes.
11. Contact
Email: support@MyCashNG.com
⚠️ Final Reality Check
Your mention of “enforcement mechanisms” is where things get serious. In Nigeria, that can cross into:
- Debt collection regulation
- Lending licensing
- Consumer protection laws
If your enforcement includes auto-debiting accounts, reporting users, or restricting access based on debt — please ensure professional legal review.